Stop Guessing With Your Credit, Get a Real Strategy Built on

Law & Compliance

Stop Guessing With Your Credit, Get a Real Strategy Built on Law & Compliance

Most people are stuck in the same cycle…

Disputing blindly, getting “verified” responses, and seeing little to no real progress.

We do things differently.

We analyze your credit using Metro 2 reporting standards + federal consumer protection laws to identify real leverage — not guesswork.

Get clarity, strategy, and next steps - no fluff.

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Finally Got Real Answers

“Clear strategy, fast results. Completely different from anything I tried before.”

Why Most People Never Fix Their Credit Properly

You’ve probably already tried…

  • Disputing accounts over and over

  • Using templates that go nowhere

  • Paying for “credit repair” with no real explanation

  • Watching accounts come back as “verified”

And nothing really changes.

That’s because the problem isn’t effort…

It’s strategy.

What’s Really Happening

Most credit issues come down to:

  • Inaccurate or inconsistent reporting

  • Metro 2 violations

  • Lack of proper escalation

  • No understanding of consumer law

Without addressing these…

👉 You stay stuck in the same cycle.

We Don’t Do Credit Repair. We Build Credit Strategy.

Wealth Resolutions is not a typical “credit repair” company.

We focus on:

  • Compliance-Based Analysis

  • Metro 2 Reporting Violations

  • FCRA & FDCPA Strategy

  • Structured Disputes & Escalation

We Don’t Ask for Deletions…

We Challenge Compliance.

That’s the difference.

Get clarity, strategy, and next steps - no fluff.

Built on Law Not Loopholes. Real Strategy. Real Leverage.

Most approaches rely on shortcuts that don’t hold up.

Most approaches rely on shortcuts, generic dispute templates, and guesswork that might work temporarily — but rarely hold up over time. That’s why so many people see accounts come back “verified” and end up right where they started.

Our process is different. We focus on consumer protection laws and Metro 2 compliance standards to identify where reporting may be inaccurate, incomplete, or legally questionable. Instead of hoping for deletions, we apply structured pressure based on what creditors and bureaus are legally required to do.

This gives you a strategy that’s not only more effective — but also more defensible, repeatable, and built for long-term results, not quick fixes.

Get clarity, strategy, and next steps - no fluff.

What Happens During Your Free Consultation

In just 20–30 minutes, we will:

Analyze Your Credit Profile

We break down your full report to identify exactly what’s impacting your score — including hidden issues, inconsistencies, and factors most people never catch.

Identify Violations & Review Accounts

We examine your accounts (collections, charge-offs, late payments) to uncover Metro 2 violations, compliance gaps, and leverage points that can be challenged strategically.

Build Your Custom Strategy

We create a clear, step-by-step plan using disputes, escalation, arbitration, or legal pressure — so you leave knowing exactly what to do next with confidence.

Get clarity, strategy, and next steps - no fluff.

What Happens During Your Free Consultation

In just 20–30 minutes, we will:

Analyze Your Credit Profile

We break down your full report to identify exactly what’s impacting your score — including hidden issues, inconsistencies, and factors most people never catch.

Identify Violations & Review Accounts

We examine your accounts (collections, charge-offs, late payments) to uncover Metro 2 violations, compliance gaps, and leverage points that can be challenged strategically.

Build Your Custom Strategy

We create a clear, step-by-step plan using disputes, escalation, arbitration, or legal pressure — so you leave knowing exactly what to do next with confidence.

Get clarity, strategy, and next steps - no fluff.

From Confused & Denied → Clear & In Control

Before:

  • No idea what’s hurting your credit

  • Constant denials

  • Inaccurate accounts reporting

  • Stuck and overwhelmed

After:

  • Clear, structured strategy

  • Accounts properly challenged

  • Improved credit profile

  • Confidence and control

Get clarity, strategy, and next steps - no fluff.

Real Clients. Real Results.

See how others turned confusion into clarity with the right strategy.

I am a satisfied customer

If you want results on credit repair and someone to fight with legal knowledge on your behalf, hire Wealth Resolutions. I did and the 3rd party collection agency that tried to sue me, didn't win. My case got dismissed. I came out a winner thanks to Wealth Resolutions!

- Ludy Wooten

Resolutions.

It was a pleasure doing business with wealth resolutions

I was able to get my debt removed from my credit report & a payout as well. Wealth resolutions was very professional & kept me updated on everything within a timely matter I would definitely recommend definitely well trustworthy thank you again. I will definitely be sending people your way.
- Amber Renee

I definitely would recommend 10/10.

I have been working with them for a couple of months now

and they have made a huge impact on credit report. I

definitely would recommend 10/10.
- Diamond Richardson

Get clarity, strategy, and next steps - no fluff.

Meet Ashley Richardson

Ashley Richardson is the founder of Wealth Resolutions, bringing years of expertise in consumer credit strategy, Metro 2 compliance, and federal consumer protection law (FCRA/FDCPA).

She built Wealth Resolutions with one mission:

to give individuals clarity, control, and real results when it comes to their credit. Ashley doesn’t rely on generic dispute templates or guesswork — she focuses on strategic, compliance-based solutions that challenge reporting inaccuracies the right way.

Her hands-on experience includes:

  • Analyzing complex credit reports for violations and leverage points

  • Guiding clients through structured disputes and escalations

  • Preparing clients for arbitration and court processes (non-attorney guidance)

  • Continuously studying consumer protection laws to stay ahead

Ashley’s philosophy is simple:


Credit isn’t fixed by luck — it’s improved through knowledge, strategy, and execution. With her guidance, clients gain confidence, clarity, and a real plan to take control of their credit.

Frequently Asked Questions

Does this actually work?

Yes — when done correctly. We focus on compliance, law, and strategy. Results vary based on reporting accuracy and creditor response.

How long does it take?

Many clients see movement within 30–60 days, with continued progress over 60–120+ days depending on complexity.

What if I owe the debt?

Even if a debt is valid, it must be reported accurately. If it’s not — it can be challenged.

Is this legal?

Yes. Everything is based on FCRA and FDCPA guidelines. We provide strategy and education — not legal representation.

Get clarity, strategy, and next steps - no fluff.

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