
Most people are stuck in the same cycle…
Disputing blindly, getting “verified” responses, and seeing little to no real progress.
We do things differently.
We analyze your credit using Metro 2 reporting standards + federal consumer protection laws to identify real leverage — not guesswork.
Get clarity, strategy, and next steps - no fluff.

“Clear strategy, fast results. Completely different from anything I tried before.”

You’ve probably already tried…
Disputing accounts over and over
Using templates that go nowhere
Paying for “credit repair” with no real explanation
Watching accounts come back as “verified”
And nothing really changes.
That’s because the problem isn’t effort…
It’s strategy.
Most credit issues come down to:
Inaccurate or inconsistent reporting
Metro 2 violations
Lack of proper escalation
No understanding of consumer law
Without addressing these…
👉 You stay stuck in the same cycle.

Wealth Resolutions is not a typical “credit repair” company.
We focus on:
Compliance-Based Analysis
Metro 2 Reporting Violations
FCRA & FDCPA Strategy
Structured Disputes & Escalation
We Don’t Ask for Deletions…
We Challenge Compliance.
That’s the difference.

Get clarity, strategy, and next steps - no fluff.
Most approaches rely on shortcuts that don’t hold up.
Most approaches rely on shortcuts, generic dispute templates, and guesswork that might work temporarily — but rarely hold up over time. That’s why so many people see accounts come back “verified” and end up right where they started.
Our process is different. We focus on consumer protection laws and Metro 2 compliance standards to identify where reporting may be inaccurate, incomplete, or legally questionable. Instead of hoping for deletions, we apply structured pressure based on what creditors and bureaus are legally required to do.
This gives you a strategy that’s not only more effective — but also more defensible, repeatable, and built for long-term results, not quick fixes.
Get clarity, strategy, and next steps - no fluff.
In just 20–30 minutes, we will:

We break down your full report to identify exactly what’s impacting your score — including hidden issues, inconsistencies, and factors most people never catch.

We examine your accounts (collections, charge-offs, late payments) to uncover Metro 2 violations, compliance gaps, and leverage points that can be challenged strategically.

We create a clear, step-by-step plan using disputes, escalation, arbitration, or legal pressure — so you leave knowing exactly what to do next with confidence.
Get clarity, strategy, and next steps - no fluff.
In just 20–30 minutes, we will:

We break down your full report to identify exactly what’s impacting your score — including hidden issues, inconsistencies, and factors most people never catch.

We examine your accounts (collections, charge-offs, late payments) to uncover Metro 2 violations, compliance gaps, and leverage points that can be challenged strategically.

We create a clear, step-by-step plan using disputes, escalation, arbitration, or legal pressure — so you leave knowing exactly what to do next with confidence.
Get clarity, strategy, and next steps - no fluff.
No idea what’s hurting your credit
Constant denials
Inaccurate accounts reporting
Stuck and overwhelmed
Clear, structured strategy
Accounts properly challenged
Improved credit profile
Confidence and control
Get clarity, strategy, and next steps - no fluff.
See how others turned confusion into clarity with the right strategy.

If you want results on credit repair and someone to fight with legal knowledge on your behalf, hire Wealth Resolutions. I did and the 3rd party collection agency that tried to sue me, didn't win. My case got dismissed. I came out a winner thanks to Wealth Resolutions!
- Ludy Wooten
Resolutions.


I was able to get my debt removed from my credit report & a payout as well. Wealth resolutions was very professional & kept me updated on everything within a timely matter I would definitely recommend definitely well trustworthy thank you again. I will definitely be sending people your way.
- Amber Renee


I have been working with them for a couple of months now
and they have made a huge impact on credit report. I
definitely would recommend 10/10.
- Diamond Richardson

Get clarity, strategy, and next steps - no fluff.
Ashley Richardson is the founder of Wealth Resolutions, bringing years of expertise in consumer credit strategy, Metro 2 compliance, and federal consumer protection law (FCRA/FDCPA).

to give individuals clarity, control, and real results when it comes to their credit. Ashley doesn’t rely on generic dispute templates or guesswork — she focuses on strategic, compliance-based solutions that challenge reporting inaccuracies the right way.
Her hands-on experience includes:
Analyzing complex credit reports for violations and leverage points
Guiding clients through structured disputes and escalations
Preparing clients for arbitration and court processes (non-attorney guidance)
Continuously studying consumer protection laws to stay ahead
Ashley’s philosophy is simple:
Credit isn’t fixed by luck — it’s improved through knowledge, strategy, and execution. With her guidance, clients gain confidence, clarity, and a real plan to take control of their credit.

Yes — when done correctly. We focus on compliance, law, and strategy. Results vary based on reporting accuracy and creditor response.
Many clients see movement within 30–60 days, with continued progress over 60–120+ days depending on complexity.
Even if a debt is valid, it must be reported accurately. If it’s not — it can be challenged.
Yes. Everything is based on FCRA and FDCPA guidelines. We provide strategy and education — not legal representation.
Get clarity, strategy, and next steps - no fluff.

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